When setting up your bank account in TurboPay, you are given two choices for verifying your bank account. If your bank is listed, you can instantly verify your account by choosing and entering in your bank username and password.
You do not have to choose Instant Bank Verification, even if your bank is listed. You can choose the Bank & Routing Account Numbers, in which case you will enter in your bank information and verify micro-deposits.
For more information on micro-deposits, please see our article, How do I verify a micro-deposit?